Distribution Date: Thursday, October 19, 2017 at 10:00 AM ET.

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Paul Hastings Stay Current

CFPB Payday Rule: A Ban or a Blueprint for the Future of Short-Term Consumer Lending?

By Chris Daniel, Lawrence Kaplan, Sara Weed, Paul Yu & Maya McKenzie

On October 5, 2017, the Consumer Financial Protection Bureau ("CFPB" or "Bureau") issued its final rule concerning Payday, Vehicle Title, and Certain High-Cost Installment Loans. This article sets forth the scope of the rule and its requirements, while also discussing its ramifications and how the rule forms a blueprint for the future of consumer lending.


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