Bank Regulatory

Legal 500 Greater China

GenuBank with its proposed conversion from a state to a national bank, including a digital asset strategy; prepared numerous regulatory filings and made presentations to regulators (withdrawn).

Dayforce National Trust Company (formerly Ceridian National Trust Company) on its de novo application for a national trust bank launched in 2023, including numerous regulatory filings and presentations from pre-filing through commencement of operations.

Pathward (formerly MetaBank) on bank regulatory matters, fintech relationships, brokered deposit issues and implementation of government stimulus programs.

PayPal in its establishment and retention of its money transmitter licenses and various regulatory issues.

A bank holding company on representation before the Federal Reserve Bank of San Francisco (FRBSF) and Federal Reserve Board on the permissibility of acquiring technology for asset tokenization activities.

Figure Technologies on bank and state regulatory matters with respect to its product offerings.

The banking subsidiary of a major U.S. retailer on bank regulatory matters, including formation, safety and soundness examinations, Community Reinvestment Act examinations, credit card issuing partnerships and ultimately divestiture from its parent.

Organizers in connection with various charter applications to establish full-service, FDIC-insured national and state banks as well as limited purpose institutions such as national trust companies and industrial loan companies.

Officers of banks and non-banks in federal and state regulatory enforcement actions.

A financial services provider and its bank subsidiary on bank regulatory matters, including formation, safety and soundness examinations, Community Reinvestment Act examinations, credit card issuing partnerships and ultimately divestiture.

A startup in establishing its bank partnership and launching its app-based savings solution for children, as well as early-stage investments.

A global investment management organization and a large insurance company in all aspects of debanking and deregistering as a bank holding company and savings and loan holding company, including conversion of insured depository institution subsidiaries to trust-only institutions, regulatory and transactional structuring, divestitures, bank regulatory applications and representation before multiple federal and state bank regulatory agencies.

Several digital asset companies on proposed trust company formations to facilitate their product offerings.

A national trust bank on representation before the Office of the Comptroller of the Currency in converting a state trust company to a national trust bank, becoming the first national bank authorized to conduct digital asset custody and related activities.

A state member bank on representation before FRBSF and Federal Reserve Board on the permissibility of holding fiat reserves backing stablecoins and conducting asset tokenization activities.