Kari Hall

Represented and successfully defended a large specialty mortgage company in a multi-agency fair lending investigation and internal review.
Advised on creating and bringing to market a new deposit product, including developing the product structure, client facing materials and operational requirements.
Advised and represented multiple banks and non-bank financial institutions during CFPB examinations, including responding to exam requests, supervisory letters, Potential Action and Request for Response (PARR) letters and Civil Investigative Demands (CID).
Performed a number of risk assessments and reviews for banks, credit unions, and non-bank financial services companies covering fair lending, fair servicing, deposits, electronic funds transfers, UDAAP, marketing and compliance management across business and operational lines.
Negotiated the detailed requirements of and worked with a bank and its settlement administrator to facilitate compliance with a large indirect auto settlement agreement.

“Too hot to handle: US Consumer finance trends in 2024,” IFLR, Co-Author
2024
“Finance cos. should brace for wider CFPB anti-bias reach,” Law360, Co-Author
2022
“Square peg meets round hole: Regulatory responses to challenges created by innovation in banking,” The Business Lawyer, Co-Author
2020
“Nevada spousal credit sharing may conflict with federal law,” Law360, Co-Author
2019
“It''s a New Dawn, New Day for HMDA Reporting,” Bloomberg BNA, Co-Author
2016
“Complaint Management Lessons from Dr. Seuss,” Law360, Co-Author
2014

“Latest Threats to Bank Security: The Rise of AI Deepfakes, Accounts Payable Fraud, Check Fraud, and Information on the Latest Threat Actors,” PLI’s Banking Law Institute, Speaker
October 2024
"Regulatory Changes to So-Called Junk Fees: Proposed Rulemaking and Current UDAAP Enforcement Actions," PLI''s Banking Law Institute, Speaker
October 2024

“The CFPB Lives But The Battle Is Not Over: The Supreme Court Decision and Its Implications,” Speaker
May 2024
“Disappearing Acts: Trends in AML, BSA, and Consumer Fraud,” Paul Hastings Consumer Financial Services Webinar Series, Speaker
March 2024
“Fairness in Focus: Trends in Fair and Responsible Lending,” Paul Hastings Consumer Financial Services Webinar Series, Speaker
February 2024
“Retail Banking Under Fire: Trends in Deposits and Payments,” Paul Hastings Consumer Financial Services Webinar Series, Speaker
February 2024
“Equity, equality, regulation and enforcement—The evolving regulatory landscape of fair lending, redlining, and UDAAP,” ABA Business Law Committee Hybrid Spring Meeting, Speaker
2022
“Increased regulatory scrutiny of overdraft — How banks can respond,” ABA webinar, Speaker
2022
“Consumer protection priorities in the Biden administration and beyond,” SWABC and TBA Legal Conference, Speaker
2021
“Justice for all: Achieving racial equity through fair lending,” CBA Live, Speaker
2021
“Fair lending and artificial intelligence,” American Bar Association Business Law Section Spring Meeting, Speaker
2021
“Consumer regulatory, enforcement & litigation trends,” American Bankers Association Bank General Counsel Meeting, Speaker
2020
“Compliance in time of crisis: Compliance challenges during the Covid-19 pandemic,” American Bankers Association Risk and Compliance Virtual Conference, Speaker
2020
“Overdrafts and regulatory trends,” CLE Alabama Banking Law Update, Speaker
2020
“Understanding updates to Regulation CC to ensure effective check processing,” National Association of Federal Credit Unions, Speaker
2019

Compliance & Regulatory Counseling

Fintech

Investigations & White Collar Defense

Bank Regulatory

Consumer Financial Services

Kari HallKariHall

REPRESENTATIONS

NEWS & THOUGHT LEADERSHIP

PUBLICATIONS

“Too hot to handle: US Consumer finance trends in 2024,” IFLR, Co-Author

“Finance cos. should brace for wider CFPB anti-bias reach,” Law360, Co-Author

“Square peg meets round hole: Regulatory responses to challenges created by innovation in banking,” The Business Lawyer, Co-Author

“Nevada spousal credit sharing may conflict with federal law,” Law360, Co-Author

“It''s a New Dawn, New Day for HMDA Reporting,” Bloomberg BNA, Co-Author

“Complaint Management Lessons from Dr. Seuss,” Law360, Co-Author

PAST ENGAGEMENTS

PRACTICE AREAS

SECTORS