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Brian Stief

Associate, Investigation & White Collar Defense

brianstief@paulhastings.com
Washington, D.C.+1 202 551 1894

Brian Stief is a senior associate with the Consumer Financial Services practice at Paul Hastings and is based in the firm’s Washington, D.C. office.

Brian focuses his practice on regulatory and enforcement matters related to consumer financial products and services. He has particularly deep experience advising clients on electronic funds transfers and other payment systems, deposit accounts, mortgages, bank-fintech partnerships and innovative products, such as home equity investments and earned wage access.

Brian advises bank and nonbank clients on complex regulatory matters involving federal and state consumer protection laws. In addition to addressing discrete and novel legal issues, he conducts transactional due diligence on behalf of clients, assists with product development and serves as regulatory counsel in connection with investments, asset purchases, acquisitions and product partnerships.

REPRESENTATIONS

Regulatory Compliance
  • Counseled clients on federal and state consumer credit laws, including the Equal Credit Opportunity Act (ECOA), Fair Housing Act, Fair Credit Reporting Act (FCRA), Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TILA) and others.

  • Conducted regulatory-due diligence reviews for portfolio acquisitions of, or investments in, consumer financial products, including mortgage loans, unsecured consumer loans and specialty finance products such as shared equity investments and business-purpose residential real estate-secured mortgage loans.

PUBLICATIONS

  • “Too hot to handle: US Consumer finance trends in 2024”, IFLR

    2024

  • “Expect CFPB Enforcement To Continue Ramping Up”, Law360

    2024

PAST ENGAGEMENTS

  • “House Party: Trends in Mortgage Origination and Servicing,” Paul Hastings Consumer Financial Services Webinar Series
    MARCH 14, 2024