Insights
California Deems Certain Deferred Payment Products Loans, Requiring a Lending License
January 13, 2020
Financial Regulators Issue Joint Guidance to Snuff Out Reporting Requirement on Legal Hemp-Related Businesses
December 13, 2019
Federal Regulators Propose Madden Fix
December 02, 2019
CFPB FinTech Regulatory Innovation Initiatives Echo International Regimes
October 02, 2019
ARRC Releases Recommended Fallback Language for Floating Rate Notes and Syndicated Loans
May 23, 2019
Can Cannabis Banking Work? Growing Interest in a Federal Safe Harbor
May 01, 2019
Federal Reserve Board Proposes Codification of Control Principles from Lore into Law, Providing Greater Transparency to Potential Control Parties
April 30, 2019
Sanctions Compliance Shortfalls Result in $1B Global Enforcement Action
April 11, 2019
The EU Regulation of Crypto-assets—Fit for Purpose?
April 09, 2019
The California Financing Law: Gaining Traction with Both Lenders and Regulators (Updated November 2018)
November 26, 2018
California Adopts First-of-its-Kind Commercial Financing Disclosure Regime
October 04, 2018
U.S. Proposes a National Framework for the Regulation of Fintech
August 09, 2018
Tinker, Tailor, Volcker Simplify: Bank Regulators Propose Revisions to the Volcker Rule
June 07, 2018
Reports of Dodd-Frank’s Death Are Greatly Exaggerated
May 30, 2018
CFPB Payday Rule: A Ban or a Blueprint for the Future of Short-Term Consumer Lending?
October 19, 2017
OCC to Banking Entities—Give Us Input to Help Improve Implementation of the Volcker Rule
August 10, 2017
See You in Court: CFPB Final Arbitration Rule Opens the Door to Class Action Lawsuits
July 20, 2017
Safe at First—U.S. Supreme Court Confirms that Purchasers of Debt Are Collecting Their Own Debt and Are Not Subject to the FDCPA as They Are Not Collecting a Debt Owed to Another
June 15, 2017
State Regulators Mount Counter-Offensive Seeking to Stop OCC’s Fintech Charter
May 03, 2017
Madden Remand Muddles Contract Law: A SDNY Decision or Sign of a National Trend?
March 15, 2017
The OCC’s Proposed Fintech Charter: If It Walks Like a Bank and Quacks Like a Bank, It’s a Bank
December 13, 2016
Back to the Future—Trump Administration Seeks to Roll Back Financial Services Regulation
November 30, 2016
Online Lenders Beware—CashCall Decision another Example of True Lender Risks
September 29, 2016
Addressing ECOA Risk in Marketplace Lending
August 25, 2016
NYDFS Issues New AML/Sanctions Program Requirements
July 25, 2016
CFPB Proposes New Rule Targeting Small Dollar Loans, Relies on UDAAP Rulemaking Authority for First Time
June 14, 2016
Class (Not) Dismissed: CFPB Proposes New Rule Prohibiting Mandatory Arbitration Clauses, Encourages Consumer Class Action Law Suits
May 12, 2016
FinCEN Guidance Highlights Continued Regulatory Focus on Anti-Money Laundering Risks Posed by MSB Agents
March 29, 2016
CFPB No-Action Letters: Is There a Benefit?
March 04, 2016
CFPB—2015 in Review and What is Ahead for 2016?
January 14, 2016
Has the CFPB Essentially Banned Marketing Services Agreements Under RESPA?
October 21, 2015
Banking on the Green Rush: Financial Institutions Face New Challenges in Serving the Legal Marijuana Industry
September 29, 2015
Is Your Business Ready to Comply with the Final Amended Department of Defense Military Lending Act Regulation?
August 05, 2015
Regulatory Scrutiny of Language Discrimination in the Marketing and Offering of Consumer Financial Products and Services
April 20, 2015
CFPB’s Public Complaint Database Likely to Amplify Consumer Voice But Muffle Effective Provider Responses
April 09, 2015
CFPB Treatment of Confidential Supervisory Information: Comparative Analysis and Overlapping Jurisdiction of the Federal Banking Agencies
April 02, 2015
Have the CFPB’s Recent Rewards for So-Called “Responsible Conduct” Created a New Consideration for Officers and Directors Seeking to Meet Their Fiduciary Duties?
March 12, 2015
CFPB – 2014 in Review…and What’s Ahead for 2015
January 20, 2015
CFPB Proposes Comprehensive New Regulatory Regime for Prepaid Cards
December 01, 2014
"QM Equals QRM" … CFPB Paves the Way for Key Exemption to Risk Retention Rule
October 27, 2014
Understanding CFPB Supervision and Enforcement—Important Considerations in Working with the Federal Financial Consumer Watchdog
October 21, 2014
Promoting a Culture of BSA/AML Compliance – FinCEN Ups the Ante
August 19, 2014
CFPB Opens the Door to Regulatory Relief—Proposes Change to Privacy Policy Distribution Requirements to a Limited Group of Financial Institutions
May 13, 2014
Bank Vendor Management – An Aspirin to Prevent a Headache or Just a Headache?
April 17, 2014
Getting Personal - Financial Regulators' Warn of a New Era of Individual Responsibility
April 11, 2014
Enhanced Prudential Standards for Foreign Banking Organizations U.S. OperationsThe Dodd-Frank ''Quid Pro Quo''
March 19, 2014
Volcker Unveiled - Some Answers, More Questions
December 11, 2013
FinCEN Sharpens Teeth with New Enforcement Division Practical Considerations for Avoiding FinCENs Bite
October 01, 2013
Federal Reserve Board Introduces Dodd-Frank Enhanced Prudential Supervision and Early Remediation Rules for Foreign Banking Organizations
December 19, 2012
Fed Consolidated Regulation Poses New Challenges for Savings and Loan Holding Companies
May 12, 2011
Regulators Propose Skin in the Game Rule
April 11, 2011
Bank Consumer Class Actions Teleconference
March 08, 2011
Mobilizing for FDIC Bank Failure Investigations and Lawsuits
August 16, 2010
The Dodd-Frank Wall Street Reform and Consumer Protection Act: Impact on Bank and Thrift Holding Companies and Significant Nonbank Financial Companies
July 26, 2010
A New Era in the Regulation of Private Investment Funds
July 26, 2010
The Dodd-Frank Wall Street Reform and Consumer Protection Act: Impact on Mortgage Businesses
July 16, 2010
The Dodd-Frank Wall Street Reform and Consumer Protection Act: Impact on Banks
July 16, 2010
The Dodd-Frank Wall Street Reform and Consumer Protection Act: Impact on Thrifts
July 15, 2010
Lawrence Kaplan Discusses Regulation on NPR's All Things Considered
June 22, 2010
Lawrence Kaplan Appears on NPR Planey Money Podcast
June 14, 2010
Lawrence Kaplan on Financial Reform's Goldman Bump
June 07, 2010
Paul Hastings' Lawrence Kaplan on Dismantling Failing Megabanks
June 07, 2010
Paul Hastings' Lawrence Kaplan on the Volcker Rule
June 07, 2010
FDIC Private Equity Policy Evolves
May 06, 2010
The Federal Reserve Boards Final Rule on Overdraft Programs: The Final Word?
December 23, 2009
FDIC to Private Equity: Thanks but (Maybe) No Thanks
July 02, 2009
Congressional Agenda Could Accelerate Banking Agency Rules on Unfair Credit Card Practices and Consumer Disclosures Understanding the New Rules
February 03, 2009
High Court to Revisit Federal Preemption
February 02, 2009
UDAP Crackdown A Closer Look at the UDAP Analysis Underlying New Credit Card Rules
January 29, 2009
EESA Update: TARP-CPP Application Process and Interagency Coordination Round Two
October 22, 2008
Federal Reserve Board Modifies Long-Standing Minority Investment Guidance with Goal of Encouraging Private Equity Investments
October 06, 2008
Update: Treasury Issues Initial Guidance on Contracting Procedures for the Hiring of Asset Managers Under the Emergency Economic Stabilization Act
October 06, 2008
UPDATE: Comparison of the Original U.S. Treasury Proposal and Current House/Senate Compromise Bill
October 02, 2008
Comparison of the Original U.S. Treasury Proposal and Current House/Senate Compromise Bill
September 29, 2008
Lessons Learned from Indymac
July 14, 2008
Shock and Awe: When Banking Agencies Unleash Their Regulatory Weapons
July 02, 2008
Private Equity Funds and Banks: Guidance on Equity Investments in Financial Institutions
April 30, 2008