Lauren Kelly D. Greenbacker is an associate in the Corporate department of Paul Hastings and is based in the firm’s Washington, D.C. office. She is a member of the Fintech and Payment Systems practice and focuses on regulatory, transactional, and compliance matters relating to bank and non-bank financial institutions. Ms. Greenbacker provides routine guidance on regulatory issues within the banking and payments space, including on state and federal money transmission, consumer protection (e.g., fair lending, Truth in Lending Act/Regulation Z), anti-money laundering, state lender licensing and cryptocurrency-related matters. She also advises financial and non-financial firms on issues related to economic sanctions and trade controls.
As part of her transactional practice, she prepares and negotiates agreements by and between banks, emerging companies, non-bank lenders, card networks, money transmitters, program managers and others within the banking and financial technology sector. Ms. Greenbacker also represents individuals and entities in enforcement actions before state and federal regulatory bodies.
In 2015, Ms. Greenbacker spent five months seconded to Credit Suisse, where she worked with the Bank Regulatory Compliance group.
Ms. Greenbacker received her law degree from the University of Pennsylvania Law School in 2014, where she was a Silverman-Rodin scholar and graduated cum laude with a Certificate in Management from the Wharton School. Ms. Greenbacker received a B.A., with Highest Honors and Highest Distinction, in English and in Spanish from the University of North Carolina at Chapel Hill in 2011.
Ms. Greenbacker is admitted to practice law in Georgia, North Carolina and the District of Columbia.
- Credit Agreement Considerations for Borrowers after Russian Invasion of Ukraine - March 10th, 2022
- Commerce Department Increases Restrictions on Exports to China, Russia, and Venezuela - April 29th, 2020
- Humanitarian Aid to Iran Under Existing Sanctions–An Important Reminder in a Time of Pandemic - April 21st, 2020
- Preparing Banks for the Next Round of Challenges While the Sun Is Still Shining - April 1st, 2020
- U.S. Increases Sanctions on Iran as Tensions Escalate - January 13th, 2020
- The California Financing Law: Gaining Traction with Both Lenders and Regulators (Updated November 2018) - November 26th, 2018
- California Adopts First-of-its-Kind Commercial Financing Disclosure Regime - October 4th, 2018
- U.S. Proposes a National Framework for the Regulation of Fintech - August 9th, 2018
- President Trump Withdraws From JCPOA; Reimposes Iran Sanctions—Six Key Takeaways - May 9th, 2018
- CFPB Payday Rule: A Ban or a Blueprint for the Future of Short-Term Consumer Lending? - October 19th, 2017
- Compliance Alert: CFPB Releases New Guidance Regarding Phone Pay Fees - August 11th, 2017
- OCC to Banking Entities—Give Us Input to Help Improve Implementation of the Volcker Rule - August 10th, 2017
- State Regulators Mount Counter-Offensive Seeking to Stop OCC’s Fintech Charter - May 3rd, 2017
- OFAC Takes Steps to Conditionally Lift 20-Year Embargo Against Sudan - January 13th, 2017
- The OCC’s Proposed Fintech Charter: If It Walks Like a Bank and Quacks Like a Bank, It’s a Bank - December 13th, 2016
- Back to the Future—Trump Administration Seeks to Roll Back Financial Services Regulation - November 30th, 2016
- The CFPB’s Project Catalyst: Is It Worth the Risk? - November 4th, 2016
- Money Transmitters Face New Requirements under Proposed New York Cybersecurity Rule - October 6th, 2016
- Online Lenders Beware—CashCall Decision another Example of True Lender Risks - September 29th, 2016
- Addressing ECOA Risk in Marketplace Lending - August 25th, 2016